INVESTMENTS
PLANNING
Miami, FL 33155
(305) 665-2130 (office)
(305) 665-3504 (fax)
Info@siegelplanners.com
Our Services
Holistic. Focused. Proven.
Will I have enough money to ever stop working...how do I evaluate my employer's severance package...or make sense of my retirement plan distribution options...what can I afford to do when I am retired...how do I make my funds last longer than I do...
Ellen R. Siegel & Associates offers comprehensive investment management and financial planning services on a fee basis. Our services are for people who appreciate the talent and expertise of a financial professional. We work in tandem with your attorney, accountant, and banker. We bring in a counselor when emotional issues cloud the financial ones. We are your partner in life and career transitions.
Focus on Planning:
• Retirement Planning: Customized investment strategy to specifically meet your retirement goals. Computer modeling of different scenarios.
• Managed Asset Planning: Professional fee-based portfolio management through LPL Financial, for smaller portfolios.
• Strategic Asset Management: Customized fee-based asset management for larger portfolios, with access to over 3,500 mutual funds, as well as individual securities. Individualized fund selection, tax-loss harvesting, and individualized portfolio reviews included.
• Retirement Asset Distribution Strategy: Create your "perpetual paycheck." Computer modeling of different scenarios.
• Long-Term Care Planning: Specific plans for how you will be cared for if you cannot care for yourself.
• Estate Planning: Be sure your assets go where you want them to, that your legal documents are current and individualized for you. Computer modeling of estate tax projections.
Finding your mailbox stuffed with confusing statements...not knowing if your investments are doing as well as they should be...holding on to inherited stock because you don't want to pay taxes...questioning the objectivity of the advice your broker gives you...frustrated with chasing the next hot investment...
Focus on Investments:
Investment planning includes your personal Investment Policy Statement, the job description for your money. A well-drafted IPS addresses tax implications, and constraints caused by planned expenses, periodic or occasional withdrawals, legacy assets, and other unique-to-you characteristics. The most important reason for the IPS is to articulate investment risk and your tolerance for it.
Investment planning also includes portfolio design and management. The allocation of funds among asset classes is influenced by the account size, time horizon, tax situation, and need for income. LPL's 33 person research team in Boston screens current and potential funds and securities. They evaluate portfolio allocations quarterly. They recommend manager changes when appropriate. We select managers on the basis of performance and risk comparisons with their peer group, and with an eye towards fund expenses and turnover. We rebalance portfolios. You receive quarterly performance, net of advisory fees, and we furnish clear, understandable reports so you can easily see how your accounts are doing.
Whether you are planning for retirement, growing your business, rising up the corporate ladder, or looking to manage assets for the longer-term, Ellen R. Siegel & Associates is a full-service financial firm that will protect your assets and help your dreams take flight.
TOO GOOD TO LEAVE, OR TOO BAD TO STAY?
QUESTIONS TO ASK YOURSELF:
My current financial planner - do I stay or leave?
My job - when can I confidently leave or retire?
My business - do I keep it or sell it?
My challenging relationship - do I stay or leave?
